Cash Pay Physical Therapy in Salt Lake City. No insurance required.
A cash-based shoulder and elbow clinic at the University of Utah in Salt Lake City, building your plan around objective strength data from the Humero Tech C1®.
Why we chose a cash pay model.
Most people's experience of physical therapy is a crowded gym floor, twenty minutes with a therapist who is also watching two other patients, and a sheet of exercises to finish on your own. That is not a knock on those clinics. It is simply what the volume required to run them demands.
We built TKM Labs the other way around. Patients pay us directly, so we can keep the schedule small and give every person a full hour of hands-on, one-on-one time with a Doctor of Physical Therapy who works only on shoulders and elbows. Your plan is based on your evaluation, your measured strength, and the thing you are trying to get back to, whether that is sleeping through the night, finishing your post-surgical rehab, or getting your arm back to game speed.
It also means the cost is knowable before you start. No deductible math, no claim to chase, no bill arriving six weeks later. You know what a visit costs and roughly how many you'll need, and you decide from there. Here's exactly how it works.
Cash pay vs. insurance-based physical therapy.
Both models deliver physical therapy. The difference is who shapes your plan, how long you get with your therapist, and how much waiting happens before care starts.
Who decides your plan
Insurance-based clinic
Coverage rules can limit which treatments are paid for and how many visits are approved before more paperwork is required.
TKM Labs
Your Doctor of Physical Therapy builds the plan from your evaluation, your measured progress, and the goal you're chasing.
Time with your therapist
Insurance-based clinic
Appointment length varies, and therapists are often covering several patients or handing you off to an aide.
TKM Labs
A full 60 minutes, one-on-one with the same doctor, every single visit.
Getting started
Insurance-based clinic
Benefit verification, referrals, and prior authorization can delay your first appointment by weeks.
TKM Labs
No insurance to verify and no referral needed in Utah, so same-week appointments are usually available.
How Cash Pay Works at Our Salt Lake City Physical Therapy Clinic
Cash pay just means you pay us directly instead of routing your care through an insurance company. That one change removes the visit caps, authorizations, and surprise billing that shape care at most Salt Lake City physical therapy clinics.
Start with a free 15-minute consult
Tell us what's going on with your shoulder or elbow. We'll tell you honestly whether we can help, what care would look like, and what it costs before you ever book a visit.
Book directly, no referral needed
Utah is a direct-access state, so you can see a Doctor of Physical Therapy without a physician referral. Same-week appointments are usually available at our physical therapy clinic in Salt Lake City.
Pay at the time of service
One flat rate per session, paid when you're seen. No deductibles, no copays, no surprise bill weeks later. We accept HSA and FSA cards along with all major credit cards.
One rate. Everything included.
You should leave knowing what's wrong, what we're doing about it, and whether it's working. That's why every visit includes strength testing and analysis on the Humero Tech C1®, a system we're pioneering here in Salt Lake City that measures your shoulder in every direction and compares it side to side. When the numbers move, you know the plan is working, and when they don't, we change it that day. New here? See what your first visit looks like, or meet the team before you book.
- A full hour with your Doctor of Physical Therapy, the same one every visit
- Humero Tech C1® strength testing so you can see, in numbers, where the weakness is
- Hands-on treatment plus loading that actually challenges the arm
- A home program built around the time and equipment you really have
- A progress report you can hand your surgeon, coach, or trainer
- Text or email your therapist between visits when something comes up
Know exactly what your first visit looks like.
Paying directly should never mean surprises. Our new patient page walks through the evaluation, the strength testing, what to wear, and how we build your plan. Have a question about your specific shoulder or elbow? Get in touch and we'll answer it honestly.
Proudly Serving Salt Lake City & Surrounding Areas
Serving patients across the Salt Lake Valley with specialized shoulder and elbow care.
- Salt Lake City
- North Salt Lake
- South Salt Lake
- West Valley City
- Murray
- Millcreek
- Holladay
- Taylorsville
- Cottonwood Heights
- Draper
- West Jordan
- Sandy
Cash Pay Questions
Need Shoulder or Elbow Expertise? Start with a free consult.
Fifteen minutes, no cost, no obligation. We'll tell you what's likely going on, whether we're the right fit, and what a realistic path back to lifting, throwing, or swinging looks like.